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9701 Summer Creek Drive
Panama City, FL 32409

$1,399,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 3 full 1 partial
Sq Feet Icon SQFT (H&C): 3,243
MLS Icon MLS# 790734

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1. 9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

Property Features

MLS#: 790734
Zip: 32409
Subdivision: Cedar Creek At Deerpoint Lake
Development: 0410 - Bay North - West Deerpoint-southport
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Multi Units, Zoned
Fenced: Yes
Garage: 4
Heating: Central, Electric, Fireplace(s), Zoned
Home Style: Country
Lot Size: 1.93 acres
Roof Type: Metal
Stories: 1.0
Taxes: $8,178
Year Built: 2019
SQFT (H&C): 3,243

Feature Descriptions

Appliances: Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Tankless Water Heater
Association Amenities: Gated, Picnic Area
Community Features: Clubhouse, Playground, Park, Pool, Gated
Exterior: HardiPlank Type
Exterior Features: Boat Lift, Boat Slip, Boat Ramp, Dock, Porch
Fencing: Fenced
Lot Description: Cul-De-Sac, Sprinkler System, Paved
Parcel#: 07611-400-001
Parking: Garage, Garage Door Opener, Gated
Parking Notes: Garage, Garage Door Opener, Gated
Patio/Porch: Covered, Porch, Screened
Pool: Community
Security: Security System Owned, Gated Community, Security Gate
Security: yes
Special View Info: Lake
Swimming Pool: Yes
Utilities: Electricity Available
Waterfront: Lake, Lake Front, Seawall, Shoreline - Natural, Boat Dock/Slip
Window: Double Pane Windows

Room Sizes

Garage: 20 X 215 Level - First
Garage: 218 X 306 Level - First
Other: 15 X 173 Level - First
Other: 334 X 154 Level - First
Bedroom: 136 X 124 Level - First
Bedroom: 18 X 148 Level - First
Primary Bedroom: 196 X 144 Level - First
Den: 13 X 15 Level - First
Great Room: 198 X 196 Level - First

Local Schools

High School: Deane Bozeman
Middle School: Deane Bozeman
Elementary School: Deane Bozeman

9701 Summer Creek Drive | MLS# 790734

This single family home located at 9701 Summer Creek Drive, Panama City, FL 32409 is currently listed for sale with an asking price of $1,399,000. This property was built in 2019 and has 3 bedrooms and 3 full and 1 partial baths with 3243 sq. ft. Summer Creek Drive is located in the Cedar Creek At Deerpoint Lake subdivision. Search Cedar Creek At Deerpoint Lake real estate on mbraatz.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agent Name: Michelle Braatz
Agent Phone: (850) 305-9222
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/03/2026. The listing information on this page last changed on 06/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 06/03/2026 12:00:26 AM EST) or Emerald Coast MLS (last updated Tue 06/02/2026 11:55:23 PM EST) or Central Panhandle Association of Realtors (last updated Tue 06/02/2026 11:57:17 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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